KYC & VERIFICATION POLICY

Last Updated: [14/01/2026]

1. Introduction

This Know Your Customer & Verification Policy (“KYC Policy”) governs the identity verification, account verification, and compliance procedures followed by Skill91.fun (“Platform”, “Website”, “we”, “us”, “our”).

This Policy is framed to comply with applicable Indian laws, payment gateway requirements, banking norms, anti-fraud standards, and internal risk management practices.

By accessing or using Skill91.fun, users agree to be bound by this KYC & Verification Policy along with the Terms & Conditions, Privacy Policy, Refund Policy, Cancellation Policy, and Fair Play Policy.

2. Platform Ownership & Applicability

Skill91.fun is owned, operated, and managed by:

  • Legal Business Name: L&M Ventures

  • Business Structure: Proprietorship Firm

  • Brand Name: Skill91 Entertainment

  • Platform / Website: Skill91.fun

  • App Developer & Publisher: Goimaginee Entertainment

  • Operating Country: India

This Policy applies to all users accessing or using Skill91.fun.
It does not apply to any other platform, including Skill91.com, which operates independently.

3. Purpose of KYC & Verification

The purpose of KYC and verification is to:

  • Verify user identity and authenticity

  • Prevent fraud, impersonation, and misuse

  • Comply with payment gateway and banking requirements

  • Ensure lawful processing of withdrawals

  • Maintain platform integrity and fair participation

KYC is not mandatory for browsing, but may be mandatory for withdrawals, wallet access, or higher-risk activities.

4. When KYC Is Required

Skill91.fun may require KYC and verification in the following situations:

  • Before processing any withdrawal to a bank account

  • When incentive credits exceed internal risk thresholds

  • In case of suspicious or unusual activity

  • To comply with payment gateway, bank, or legal requirements

  • For fraud prevention or audit purposes

Skill91.fun reserves the right to request KYC at any time, even if previously completed.

5. Information & Documents Collected

Depending on the verification requirement, users may be asked to provide one or more of the following:

5.1 Identity Verification

  • Full legal name

  • Date of birth

  • Government-issued photo ID (Aadhaar, PAN, Passport, or Driving License)

5.2 Address Verification

  • Address as per ID document

  • Supporting proof, where required

5.3 Bank Account Verification

  • Account holder name

  • Bank name

  • Account number

  • IFSC code

  • Cancelled cheque or bank statement (if required)

5.4 Additional Verification

  • Selfie or live photo for identity confirmation

  • Declaration or consent forms, where applicable

Note: Skill91.fun does not collect or store sensitive card details or UPI PINs.

6. Verification Process

  • Documents submitted are reviewed manually or through secure verification systems

  • Verification timelines may vary depending on document type and third-party verification partners

  • Skill91.fun may request re-submission if documents are unclear, expired, or mismatched

Successful verification does not guarantee eligibility for incentives or withdrawals.

7. Incomplete, Failed, or Rejected KYC

KYC may be rejected or marked incomplete if:

  • Documents are invalid, forged, expired, or mismatched

  • Information provided is false or misleading

  • User fails to respond to verification requests within a reasonable time

  • There is suspected fraud or misuse

In such cases, Skill91.fun may:

  • Restrict withdrawals

  • Suspend wallet access

  • Temporarily or permanently suspend the account

8. KYC, Incentives & Withdrawals

  • Incentives are discretionary and performance-based

  • Completion of KYC does not guarantee incentives or withdrawals

  • Withdrawals are processed only after successful verification and compliance checks

  • Skill91.fun reserves the right to withhold or reverse withdrawals in case of policy violations

9. Data Privacy & Security

All KYC information is handled in accordance with the Privacy Policy.

  • Documents are stored securely with restricted access

  • Data is used only for verification, compliance, and legal purposes

  • Information may be shared with verification partners, banks, or authorities only when required by law

Skill91.fun takes reasonable measures to protect user data but does not guarantee absolute security.

10. Retention of KYC Data

KYC information is retained only for as long as necessary to:

  • Fulfill verification purposes

  • Comply with legal, regulatory, and accounting obligations

  • Resolve disputes and enforce agreements

Data may be deleted or anonymized after the retention period, subject to legal requirements.

11. User Responsibilities

Users agree to:

  • Provide accurate, complete, and valid information

  • Submit documents that belong to them personally

  • Update information if there are any changes

Providing false or misleading information may result in account suspension, forfeiture of incentives, or legal action.

12. Fraud Prevention & Monitoring

Skill91.fun actively monitors platform activity to detect:

  • Multiple accounts

  • Identity misuse

  • Money laundering or suspicious transactions

  • Abuse of wallet or withdrawal features

Accounts flagged for fraud may be restricted without prior notice.

13. Policy Discretion

All KYC and verification decisions are made at the sole discretion of Skill91.fun, subject to applicable laws.

Skill91.fun’s decision regarding verification status shall be final.

14. Changes to This KYC & Verification Policy

Skill91.fun reserves the right to update or modify this Policy at any time.

Changes shall be effective immediately upon publication on the Platform. Continued use of the Platform constitutes acceptance of the revised Policy.

15. Governing Law

This Policy shall be governed by and interpreted in accordance with the laws of India.

16. Contact Information

For KYC or verification-related queries:

Please login / Register to continue.

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